The Hidden Cost of 90-Day Payment Terms

Delayed payments shouldn’t be a strategy—but for many corporations, 60- to 120-day terms have become standard practice. In this episode, Chuck & Andrew examine how “interest-free loans” from vendors distort cash flow, inflate prices, and erode trust across supply chains.


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Key points you’ll hear:

  • From 30 to 90+ days: how payment terms crept up and what it really costs both sides.
  • “No P.O., No Dinero”: the administrative maze that slows down innovation and strains relationships.
  • Financial ripple effects: debt, staffing risk, and price hikes vendors use to survive long cycles.
  • Mindful business playbook: transparent negotiations, tiered pricing for prompt pay, and shared KPIs that align finance with values.
  • Accountability in action: public watch-lists like the UK’s Good Business Pay initiative and why naming (not shaming) drives reform.

 

Links & Resources

 

Stay safe, stay kind, stay human—preferably within 30 days.